Kamyab Jawan Program Loan Scheme Online Apply 2024

The Prime Minister’s Youth program started in Pakistan in 2013. Mr. Muhammad Nawaz Sharif, the Prime Minister of Pakistan at that time, began this program to give young people a fair chance at getting jobs. This program has different parts, like the Prime Minister’s interest-free loan scheme, the Prime Minister’s youth business loan, and the Prime Minister’s youth training scheme.

It also includes programs to provide laptops to students and to help students from underdeveloped areas with their education expenses. These programs use digital technology to support students in getting a good education. The Kamyab Jawan Loan Scheme, also known as the Kamyab Nojawan Program, is also a part of the Prime Minister’s youth scheme. The PTI government introduced this plan on October 17, 2019. But Mariam Nawaz initially led the PM Nojawan program in 2014, and the PML-N government set aside 20 billion PKR for it between 2013 and 2018.

Kamyab Jawan Loan Program Gov PK Online Registration 

The government of Pakistan has started an online registration for the Kamyab Jawan Loan program. You can go and check the official website at www.pmyp.gov.pk and find instructions required there. You can also get the loan application form in both Urdu and English on the Kamyab Pakistan program registration website. Make sure to fill in all the sections marked with a ‘*’ which means they are required fields and you have to fill them.

To begin for the kamyab rozgar scheme online application, enter your CNIC Number and CNIC Issue date, choose your tier, and then click enter. That’s it. But if you do not know what the tiers are or are confused about them. Then there is no need to worry. Below given the detailed explanation of the Kamyab Jawan Program tiers. Read them carefully and choose that suits you the best.

Understanding Prime Minister’s Kamyab Jawan Loan Program Tiers

In Prime Minister Kamyab Jawan’s Program, there are three tiers of the Ehsaas interest-free loan scheme:

• Tier 1: You can get a loan of up to 5 lakh with no interest (0%).
• Tier 2: For loans between 500,000 and 1,500,000, the interest rate is 5%.
• Tier 3: If you need a loan between 1,500,000 and 7,50,000, the interest rate is 7%.

The Prime Minister’s Youth Loan Scheme 2023 offers business loans and financial support to boost the economy and empower women. A significant 25% of these loans are specifically set aside for women. The program also provides various training programs to disadvantaged communities, including Technical Training and Vocational Education and Training (TVETA).

Moreover, individuals interested in this opportunity can apply online through the State Bank of Pakistan and secure loans of up to 25 million rupees under the Prime Minister’s Youth Program. This initiative aims to create job opportunities and reduce unemployment.

How Kamyab Jawan Program App Empowering Youth for Jobs and Business?

The Kamyab Jawan Program was created to offer employment opportunities to young people in Pakistan and reduce unemployment. If you own an IOS or Android device, you can easily download the app of PM Nojawan Program from the Google Play Store or App Store. The Ehsaas Naujawan Program is a social initiative that provides loans to young people which help them in establishing their own businesses and finding employment.

How to Register for Kamyab Jawan Program 2024 Online Apply?

If you’re interested in applying for the Kamyab Jawan Loan or the Prime Minister Youth Launch Scheme, follow these steps:

1. Visit the official website i-e www.pmyp.gov.pk.
2. Find the application form provided on the site.
3. Provide all the required information.
4. Upload necessary documents through the online portal, including a passport-size photograph, a copy of your CNIC (Computerized National Identity Card), and any other required degrees or certificates.
5. To check the status of your Kamyab Jawan application, go to the official website at “www.pmyp.gov.pk” and click on the “Track Application” option.

How to Apply for Prime Minister Youth Loan Application Form?

To apply for the Youth Loan Program, you’ll need to fill out the official application form, which can be found on the program’s official website. Here’s how to get started:

• Visit the official website.
• Verify your CNIC (Computerized National Identity Card) number, date of birth, and date of issuance as stated on your ID card.
• Complete the application form to apply for the Kamyab Jawan scholarship.
• Through the PM Youth Loan Online Application, you can request a loan ranging from 100,000 to 25 million Rupees.

Eligibility Criteria for Kamyab Jawan Program and Prime Minister Youth Loan

To be eligible for the Kamyab Jawan Program and Prime Minister Youth Loan, you must meet certain criteria:

1. Citizenship: You should be a Pakistani citizen and hold a valid CNIC (Computerized National Identity Card).
2. Age: For most businesses, the age limit is between 21 and 45 years old. However, for IT businesses, the lower age limit is 18 years.
3. Education: You need to have at least a Matriculation (10th-grade) certificate.
4. Credit History: A good credit history is essential. You should not have any previous loan defaults or bankruptcy.
5. Business Plan: If you are applying for a business loan, you must provide a feasible and workable business plan.
6. Guarantor: One thing to keep in mind that you will need a guarantor for the loan. The guarantor should be a government employee, a member of an authorized professional organization, or someone with a net worth equal to or greater than the loan amount.
7. Collateral: Loans of PKR 500,000 or more will require collateral (guarantor).
8. Special Consideration: Transgender individuals and people with disabilities are also eligible to apply.
9. Loan Reservation: 25% of the loans are reserved for women.
10.  Interest Rate: The loan carries a 3% per annum interest rate.

How to  Apply for a Loan on Kamyab Jawan Program Website?

The Kamyab Jawan Program website is a platform where you can apply for a loan. To track your application, simply click on the provided link, ‘www.pmyp.gov.pk.’

On this website, you’ll find detailed information about the program, its goals, eligibility criteria, and the application process. It also offers online application forms for various schemes, such as the Youth Entrepreneurship Scheme, the Green Youth Movement and many others. So, why wait and check out.

Applying for a Kamyab Jawan Program Loan

The Kamyab Jawan Loan application is an opportunity for young individuals to obtain a loan with three simple but different motives. That are:

1. You can apply for and receive an Ehsaas Jawan Program loan through any bank affiliated with the Nojawan Program.
2. The primary goal is to encourage self-employment among the youth. The purpose is to make them strong pillars of support for the entire nation.
3. After applying, you can check and track your application status by visiting the official PM program website.

Banks Associated with the Kamyab Program

The Kamyab Program in Pakistan collaborates with various banks and financial institutions to make its initiatives possible. Here’s a list of the banks connected to the program:

1. National Bank of Pakistan (NBP)
2. Bank of Khyber (BOK)
3. Bank of Punjab (BOP)
4. Zarai Taraqiati Bank Limited (ZTBL)
5. Habib Bank Limited (HBL)
6. Meezan Bank Limited (MBL)
7. JS Bank Limited (JSBL)
8. Faysal Bank Limited (FBL)
9. Askari Bank Limited (ABL)
10. Allied Bank Limited (ABL)

These banks offer loans under various schemes, including the Youth Entrepreneurship Scheme and the Green Youth Movement as well. Moreover, these loans come with reduced interest rates and flexible repayment terms, which help young individuals kickstart or expand their businesses and achieve their career aspirations.

Phases of the Kamyab Jawan Program

There are three different types of phases associated with the Kamyab Jawan Program 2023-24. The details of the phases are given below. Read them carefully and understand the aim behind. Also, how gracefully this program is serving assistance and how well they are growing for the sake of helping the nation.

Phase 1: The government of Pakistan initiated the program in 2019 with an initial budget of Rs. 100 billion. This phase’s primary goal was to offer loans to young entrepreneurs and generate job opportunities for the youth.

Phase 2: In 2020, the program entered its second phase with an additional budget of Rs. 25 billion. This phase focused on providing vocational training to young individuals, helping them enhance their skills in various fields.

Phase 3: The third phase of the program began in 2021, supported by a budget of Rs. 10 billion. Its main objective was to encourage green initiatives, offering training and assistance to young people interested in environmental conservation and sustainable development.

Courses that are conducted under Kamyab Jawan Program 2024

The Kamyab Jawan Program offers a variety of courses for young people to promote sustainable development. To enroll, you can download the application form from the relevant university’s official websites or from “www.kamyabjawan.gov.pk” and submit it to the relevant institution along with the required documents. It’s important to have completed at least intermediate education to join these courses. Now, let us explore the list of the courses that are covered under Kmayba Jawan Program Courses 2024.

List of Courses

1: Hunarmand Pakistan

• Technical Education and Vocational Training.
• Apprenticeship Programs.
• Entrepreneurship Development.
• Leadership and Soft Skills Training.
• Industry-Academia Collaboration.
• Job Placement Services.

2: Startup Pakistan

• Business Modeling and Planning.
• Entrepreneurship Essentials.
• Fundraising and Investment.
• Pitching and Presenting.
• Scaling and Growth Strategies.
• Leadership and Management.

3: Youth Entrepreneurship Scheme (YES)

• Business Planning.
• Financial Management.
• Marketing and Sales.
• Branding and Advertising.
• E-Commerce.
• Supply Chain Management.

4: Kamyab Skill Development Scheme (KSDS)

• Construction and Heavy Machinery Operation.
• Hospitality and Tourism Management.
• Information Technology (IT).
• Textile and Fashion Design.
• Agriculture and Livestock Management.
• Healthcare Services.

 5: Green Youth Movement (GYM)

• Solar PV Installation.
• Organic Farming.
• Energy Audit.
• Environmental Management.
• Waste Management.
• Climate Change Adaptation.

Kamyab Jawan Loan Verification Process

After you complete the online application form, a representative from the bank will call the mobile number you provided to verify the information. You can also check and track your loan application status online at www.pmyp.gov.pk.

Helpline for More Information

For further and additional details, you can also contact the helpline at “051-7062013”.

Final Words

The Kamyab Jawan Program is a vital initiative aimed at empowering the youth of Pakistan by providing financial support, training, and opportunities for self-employment and sustainable development. It’s a stepping stone towards a brighter future for the young generation. The Kamyab Jawan Program is here to support your desires and bring your dreams to life. So, don’t hesitate to explore the opportunities it offers and take steps toward a brighter future.